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FSRA Licensed BrokerageMortgagePal Inc. Brokerage #126855.0★ Google reviewsMuskoka & Ontario

Advisor partner support

A clean mortgage handoff.

Mortgage context for planners, accountants, and bookkeepers when a client's income, debt, property, renewal, or lender decision affects the broader plan.

Discuss a client scenarioReferral checklist
Lake-view cottage meeting table with notebooks and chairs

When to involve us

  • A client is self-employed, incorporated, or paid through mixed income.
  • A renewal, refinance, debt-consolidation plan, or home-equity decision affects the broader plan.
  • A bank declined the file and the client needs a realistic review before another application.

Client situations we can help review

  • Self-employed income, corporation income, or business write-offs that may affect qualification.
  • Renewal, refinance, home-equity, private-lending, or debt-consolidation decisions that need mortgage context.
  • Purchase planning, cottage financing, bank declines, and alternative-lender paths that should be reviewed before the client commits.

What the client receives

  • A plain-English review of mortgage paths, documents, timing, and trade-offs.
  • Clear next steps before they apply to a lender that may not fit.
  • Realistic language around cost, approval risk, and exit planning.

What the advisor receives

  • Mortgage context that can support cash-flow, tax, retirement, estate, or business-owner planning conversations.
  • A collaborative handoff that respects the advisor-client relationship.
  • No pressure to move the client into a mortgage path that does not fit the plan.

Compliance note

What we will and will not do

We do not provide tax, legal, investment, or insurance advice. We do not interfere with the investment, tax, legal, or planning relationship. Mortgage recommendations depend on verified income, credit, property, down payment or equity, lender policy, and client consent.

The handoff

What happens next.

  1. 01
    Share the situation.

    Send only the context needed to identify the mortgage question. Do not send sensitive client documents without the client’s consent.

  2. 02
    Confirm consent.

    The client chooses what to share and how Mackenzie may contact them.

  3. 03
    Review the mortgage lane.

    Mackenzie identifies likely documents, lender paths, material costs, and remaining conditions.

  4. 04
    Close the loop.

    With the client’s permission, the advisor receives the mortgage context relevant to the broader plan.

Start here — takes about a minute

Tell Mackenzie what you are working on

No credit pull. No commitment. Replies within one business day.

✓Your goal
2The basics
3How to reach you
Working onAdvisor or client referral

A date coming up? Add the location now and flag the exact renewal, offer, or closing date in the final note. Timing can change which paths are still practical.

Step 2 of 3 · about 30 seconds

This is not a mortgage approval. Your information is used only for your review.