# Muskoka Mortgage — advisor referral checklist

## Before the introduction

- Confirm the client wants Mackenzie Docksteader to contact them.
- Share the mortgage question and timing, not a complete financial file.
- Do not email tax returns, account statements, identification, or credit reports without the client’s informed consent and an appropriate secure channel.

## Helpful initial context

- Purchase, renewal, refinance, home equity, cottage, bank decline, or other goal
- Approximate timing
- Income type: salaried, sole proprietor, incorporated, contract, seasonal, or mixed
- Property location and type, if known
- The decision the mortgage needs to support

## What happens next

1. Mackenzie confirms the client’s consent and preferred contact method.
2. He identifies the information needed to review the mortgage path.
3. He explains likely lender lanes, material costs, conditions, and remaining uncertainties.
4. With the client’s permission, he closes the loop with the referring advisor.

Mackenzie Docksteader, Mortgage Broker · MortgagePal Inc. · FSRA brokerage #12685 · mackenzie@finexlending.ca